"You/you" and "Your/you" refers to you, the person accessing the Debt Advisors Website.
By using the Debt Advisors Website, you represent and warrant that you are the legal age of majority under applicable law to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Debt Advisors Website.
Your Use of the Debt Advisors Website and Account Set-Up
The Debt Advisors Website including content or areas of the Debt Advisors Website, may require user registration. It is a condition of your use of the Debt Advisors Website that all of the information you provide on the Debt Advisors Website is correct, current, and complete.
Any user name, password, or any other piece of information provided to you as part of our security procedures, must be treated as confidential, and you must not disclose it to any other person or entity. You must exercise caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You understand and agree that should you be provided an account, your account is personal to you and you agree not to provide any other person with access to the Debt Advisors Website or portions of it using your user name, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You are responsible for any password misuse or any unauthorized access.
To access and use the Debt Advisors Website you must be at the age of majority in the UK and be capable of forming a binding contract under applicable law.
No Advice/ No Reliance
The content on the Debt Advisors Website is provided for general information and educational purposes only. It is not intended to amount to advice on which you should rely. You must obtain more specific or professional advice before taking, or refraining from, any action or inaction on the basis of the content on our site.
Although we make reasonable efforts to update the information on the Debt Advisors Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Debt Advisors Website is accurate, complete or up to date. Your use of the Debt Advisors Website is at your own risk and the Company has no responsibility or liability whatsoever for your use of the Debt Advisors Website.
For greater clarity, and without limitation, the Debt Advisors Website does not provide professional advice or recommendations on financial, legal or tax related matters. It is your sole responsibility to obtain appropriate professional advice suitable to your particular circumstances from a qualified (and licensed, where necessary) professional.
Your Personal Data
The Company may in its discretion change, suspend or terminate the Debt Advisors Website, or limit, suspend or terminate your use of, or access to, the Debt Advisors Website, with immediate effect, at any time, with or without cause or reason, and without any prior notice or liability to you or any other person.
The Debt Advisors Website may be interrupted or unavailable from time to time, including for maintenance or due to causes beyond the control of the Company, all without notice or liability to you or any other person. The Company does not guarantee that the service from the Debt Advisors Website will be uninterrupted, timely or error free.
Links from the Debt Advisors Website
While you are using the Debt Advisors Website, you may see advertisements and links that are posted by third-parties. We do not monitor or review the content of websites that are advertised on the Debt Advisors Website. Opinions, content, images or messaging appearing on such advertisements and links, or on the websites to which they connect, are not necessarily shared or endorsed by us and the Debt Advisors Website is not, and should not be regarded as, the publisher of such opinions, content, images or messaging.
When you click on these links you will leave the Debt Advisors Website and go to other websites. We do not take responsibility for the security or the availability of any website other than the Debt Advisors Website and we are not liable for any losses or damages that you may incur as a result of using any website other than the Debt Advisors Website. If you decide to access linked websites, you do so entirely at your own risk.
Please be aware that we are not responsible for the privacy practices of any website other than the Debt Advisors Website. We encourage our users to be aware when they leave the Debt Advisors Website and to read the privacy policies of all websites that they browse to from the Debt Advisors Website.
You should evaluate the security and trustworthiness of any other website that is linked from the Debt Advisors Website or accessed through the Debt Advisors Website, before disclosing any personal information.
Third Party Companies
After you complete the form on the Debt Advisors Website, we may introduce you to third-party companies who, according to our estimation, may be able to help you. We are careful about the third-party companies that we work with, and when we introduce you to such a third-party company we do so in good faith and with the intention that such company will be able to provide you with the service that you wish to receive. However, we make no guarantees with respect to any third-party companies to which we introduce you, or with respect to the quality of the services they will provide. We assume no responsibility or liability for any losses or damages you incur as a result of the actions of any such third-party companies. Any services offered to you by such third-party companies shall be offered under the terms and conditions offered by such third-party companies, as agreed to by you, and you shall exclusively be responsible for any damage or loss you incur as a result of such services.
Viruses, Hacking and Other Offences
You are prohibited from attempting to circumvent and from violating the security of the Debt Advisors Website including without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures which are not authorized; (c) restrict disrupt or disable service to users, hosts, servers or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting our ability to monitor the Debt Advisors Website; (f) use any robot, spider, or other automatic device, process, or means to access the Debt Advisors Website for any purpose, including monitoring or copying any of the material on the Debt Advisors Website; (g) introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (h) attack the Debt Advisors Website via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing or crashing; and (i) otherwise attempt to interfere with the proper working of the Debt Advisors Website. Any noncompliance with the foregoing may be deemed a criminal offence under applicable law, including, without limitation, under the Computer Misuse Act 1990 and the Police and Justice Act 2006.
To the fullest extent provided by law, we will not be liable for any losses or damages caused by, among other things, denial-of-service attack, distributed denial-of-service attack, overloading, flooding, mailbombing or crashing, viruses, trojan horses, worms, logic bombs, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Debt Advisors Website or any services or items found or attained through the Debt Advisors Website or to your downloading of any material posted on it, or on any website linked to it.
We cannot guarantee that the Debt Advisors Website is free of viruses or technical defects of any kind and we will not be responsible for any technical problems arising from the use of the Debt Advisors Website.
You understand and agree that the Debt Advisors Website and its entire contents, features, and functionality, including but not limited to all information, software, code, text, displays, graphics, photographs, video, audio, design, presentation, selection, and arrangement, are owned by the Company, its licensors, or other providers of such material and are protected in all forms by intellectual property laws including without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights.
The Company's name, registered trademarks, logo and all related names, logos, product and service names, designs, images and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. Other names, logos, product and service names, designs, images and slogans mentioned or which appear on the Debt Advisors Website are the trademarks of their respective owners. Use of any such property, except as expressly authorized, shall constitute a violation of the rights of the property owner and may be a violation of applicable laws.
You must not use any material on the Debt Advisors Website in any way that infringes the owner's rights. You may view, download and print individual pages or documents from the Debt Advisors Website which you may then use, copy or reproduce for your own lawful, personal, non-commercial and not for profit purposes, provided you keep intact any copyright and other proprietary notices. However, under no circumstances are you permitted to download, copy, reproduce, modify, redistribute, republish, display, post, transmit or extract any part of the Debt Advisors Website with a view to your own commercial benefit, profit or gain. In addition, you must not sell or distribute any of the material on the Debt Advisors Website to third parties, whether for monetary payment or otherwise.
You are not permitted to modify copies of any materials from the Debt Advisors Website nor delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Debt Advisors Website. You must not access or use for any commercial purposes any part of the Debt Advisors Website or any services or materials available through the Debt Advisors Website.
Disclaimer of Warranties
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE DEBT ADVISORS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS FOUND OR ACCESSED THROUGH THE DEBT ADVISORS WEBSITE IS AT YOUR OWN RISK. THE DEBT ADVISORS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS FOUND OR ACCESSED THROUGH THE DEBT ADVISORS WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
NEITHER THE COMPANY NOR ANY AFFILIATES NOR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR SERVICE PROVIDERS MAKES ANY WARRANTY, REPRESENTATION OR ENDORSEMENT WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY OR AVAILABILITY OF THE DEBT ADVISORS WEBSITE OR ITS CONTENTS. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANY AFFILIATES NOR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR SERVICE PROVIDERS REPRESENTS OR WARRANTS THAT THE DEBT ADVISORS WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THE DEBT ADVISORS WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Limitation on Liability
UNDER NO CIRCUMSTANCE WILL THE COMPANY, ITS AFFILIATES AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR SERVICE PROVIDERS BE LIABLE FOR NEGLIGENCE, GROSS NEGLIGENCE, NEGLIGENT MISREPRESENTATION, FUNDAMENTAL BREACH, DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, BREACH OF PRIVACY OR OTHERWISE, EVEN IF THE PARTY WAS ALLEGEDLY ADVISED OR HAD REASON TO KNOW, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, RELIANCE ON, THE DEBT ADVISORS WEBSITE, ANY LINKED WEBSITES OR SUCH OTHER THIRD PARTY WEBSITES, NOR ANY SITE CONTENT, MATERIALS, POSTING OR INFORMATION THEREON.
Governing Law and Jurisdiction
The Debt Advisors Website is operated by 0910385 B.C. Ltd., 4720 Kingsway, Suite 2600, Burnaby, BC, Canada, V5H4N2.
You can also send a letter to our mailing address, listed above.
In addition, you can contact our EU representative, DPR Group, BPM 335368, at 372 Old Street, EC1V 9AU, London, United Kingdom, email@example.com.
In addition, you can contact our Data Protection Officer, Allan Shpeley, at 4720 Kingsway, Suite 2600, Burnaby, British Columbia, V5H 4N2, Canada, firstname.lastname@example.org.
We pride ourselves on providing a high quality website and we want to ensure that we maintain this at all times. If you are not satisfied with any part of the Debt Advisors Website you can email us at email@example.com.
Last Updated: May 21, 2018